• Reserve Bank of India : Evolution, Function & latest initiatives
• Risk Regulations in Banking Industry: Basel Norms
• Indian Banking Structure
• Non-Banking Financial Companies
• Important Institutions: NABARD, NPCI etc.
• Activity: Banking Structure
– To check attentiveness in a virtual Class
• Various Banking Customers
• Money Laundering
• Obligations under PMLA
• Obligations under International Agreements- FATF, FATCA & CRS
• Activity: Identifying client risk
• Important Deposits Terminologies (AMB/AQB, Home Branch/Non-Home Branch, Simple/ compound interest, ATM/ Debit Card, HNI Programs etc.)
• Demand Deposits (CASA)
• Time Deposits (FD & RD)
• NRE, NRO & FCNR a/cs
• Operational Aspects of Deposit Accounts: Joint Accounts, Nomination Facility, Inoperative Accounts & Unclaimed Deposits
• Insurance of Bank Deposits
• Case let based Role Play (Pitching of deposit a/c)
• Asset verticals in a Bank
• Important Retail Assets Terminologies ( LTV, Credit Burrous, NPA, Amortization Schedule, Fixed Rates, Floating rates etc.)
• Retail Assets Products: Home Loans, LAP, Gold Loans, LAP, Personal Loans and Consumer Loans, Credit Cards
• Case let based Role Play (Pitching of Retail Asset Product)
• Principles of Lending
• Working Capital and term loans
• Methods of Assessment of Loans
• Credit Management
• Credit Monitoring
• Forex Services in Banking
• Payment Systems in India
• Online Banking
• Cash Management Services
• Safe Deposit Lockers
• Merchant Banking
• Government Business
• Primary Markets
• Secondary Markets
• Structure and Participants of Stock Markets
• Trade Cycle
• Settlement Calendar
• Market Indices
• Important Equity Market indicators
• Equity Analysis
• Features of a Debt Instrument
• Risks in Debt Instruments
• Types of Bonds
• Principles of Bond Valuation
• Duration & Modified Duration,
• Debt Markets and Instruments
• Developments in Indian Bond Markets
• MFs- Meaning
• MF Vs Direct Equity Investments
• MF- Advantages
• Types- Open-Ended & Close Ended, Equity & Debt, Direct and Regular Plans.
• How to Invest in MF
• Case let based Role Play ( Open a Call for a MF)
• SEBI Classification of MFs
• Evaluation of an Equity Fund Scheme
• Evaluation of a Debt Fund Scheme
• Factsheets
• Case let based Role Play (Fund Recommendation MF)
• The Concept of Risk, Perils and Hazards- Classification of Risks
• Risk Assessment, Risk Transfer & Mitigation Methods
• The Concept of Insurance
• Principle of Probability and Law of Large Numbers
• Pooling of Resources-Sharing of Risks
• Insurance as Security / Solidarity
• Moral Hazard / Morale Hazard
• Adverse Selection
• Utmost Good Faith
• Insurable Interest – Material Facts
• Proximate Cause
• Indemnity –Valued Policy
• Subrogation
• Legal Characteristics of Insurance Contract
• Types, Life & General Insurance (Motor, Health, Mediclaim, Travel) Products,
• Case let based Role Play (Pitching of Insurance Products)
• Introduction to Derivatives
• Forwards & Futures
• Options Terminology
• ITM, ATM and OTM Options
• Pay-off: Call and Put Options
• Hedging and Speculation with derivatives
• Derivative Markets in India
• Alternate Investments : Commodities trading, PMS, RIETS, AIFs etc.
• Risk, Return and Asset Allocation
• Planning for financial Goals
• Ethics in BFSI
• Difference between a mistake & a fraud
• Examples of Miss-selling in BFSI
• Money Laundering
• Obligations under PMLA
• Obligations under International Agreements- FATF, FATCA & CRS
• Activity: Identifying client risk